Casino Banking

The whole process of casino banking is something that is very critical for players to understand, because this is the way that their money will move in and out of the casino. For some people, this is a very complicated thing, but it really doesn't have to be that way.

In order to start playing at all, you'll have to make a deposit to establish a real money account. This has to be done a certain way, through a financial instrument, and there are several different routes you can use, whether it is through a credit card, a wire transfer, an eCheck, or any of the electronic wallet methods that are available to players today.

Hopefully you are going to do pretty well in the casino, and when that happens, you are going to want to take your money out. That requires a withdrawal. Different casinos have different policies when it comes to this, and you need to be aware of it.

By the way, when you look at the entire structure of how the financial transactions in an online casino are conducted, it must be a factor in which casino you choose. The more knowledge you have, the easier it's going to be to make that choice.

Making Deposits

This is where it all begins for any online casino customer. And this is what you must go about doing first. If you like what you see when you get to a casino destination, you won't have a whole lot of trouble finding the right place to do it. In most casinos you'll look at the link that is marked "Cashier" and click it. This will take you to the page where it gives you information on how to make a deposit.

Most of what this entails is an explanation of which payment methods you can use, what the minimum deposit for each of them is, and which jurisdiction they are available in. Remember that in some places, you can't use a credit card, or certain electronic methods for that matter, very easily.

However, all the options may be open to you, and you shouldn't be squeamish about using any of them. Casinos have employed a number of measures to ensure secure transactions, and there is little doubt that your money is going to be safe.

From there it is just a matter of how much money you feel comfortable in depositing. Remember that the amount of your sign-up bonus is going to be largely dependent upon the amount of money you deposit, and a welcome bonus is a one-time thing, so conduct yourself accordingly.

Making Withdrawals

For some folks, this is the most important part of the entire process, because this is where you get your money, hopefully after making a huge profit! Before you sign up with any casino, you are well-advised to check into the withdrawal process they have, because it will differ from place to place.

Remember that making a withdrawal (i.e., getting your money) in an online casino is not the same as doing business in a land-based establishment, where it more or less a cash and carry proposition. So it is critical that it be done right, and that you know the situation before going in. A lot of people have had a problem with withdrawals being done in a timely fashion, to the extent that a major selling point for online casinos is to push the idea that they are very quick in this regard.

There are cases where you can actually withdraw funds using the same method by which you made your deposit. And for some casinos this is actually less of problem than taking another route. For example, if you utilized a bank transfer they will send you the funds back that way. When you do a credit card transaction, that isn't usually going to be possible, so there's going to be another method.

You are also generally going to encounter a limit as to how much you can withdraw in any day or week, so be on the lookout for that. And keep in mind that there are sometimes fees associated with such a transaction.

Credit Cards

When you wish to open up a real money account at an online casino, you don't want to get bogged down with delays. And it would appear that using a major credit card would be the most expeditious way to open one of these accounts. You can place a debit card into this category as well.

These are generally instant transactions, and they let you get in on the action very quickly. So this is naturally the preferred route for many people, and almost everybody who aspires to gamble at an online casino probably has one.

The most popular credit cards for gaming transactions are, far and away, Visa and MasterCard. To a lesser extent American Express is also used, as is Diners Club. Of course, there are jurisdictional issues involved. In the United States, for example, it is problematic to get a credit card through processing for a gaming transaction, though there are gaming establishments who are effectively able to disguise the merchant code for these transactions so that it does register as one related to gaming. But remember that Visa and MasterCard are tied to financial institutions, and those are parties that have some responsibility under the Unlawful Internet Gambling Enforcement Act (UIGEA).

Alternative Banking Options

Some online casino customers are actually very hesitant to use credit cards to buy into the action. The reason for it is that they do not want to share their credit card information with a casino. That's one of the reasons people use an alternative banking option, such as an electronic wallet.

Perhaps the best way to describe electronic wallets, or "e-wallets," is to say that they effectively act as a buffer of sorts between you, the consumer and the casino that will be accepting your deposit. What happens is that you open an account with the e-wallet service, and can fund it with your credit card. Then you pay the casino through the e-wallet so that nobody on the casino side sees your details.

E-wallets offer a lot of freedom in doing your transactions through whatever method you choose and at the same side provide a high degree of confidentiality, if that is something that is important to you. The casinos not only have no problem with their customers using an electronic wallet, but many of them offer deposit bonuses for anyone using some of these options.

Examples of electronic methods that can do this are Click2Pay, ClickAndBuy, InstaDebit, Skrill, Neteller, and in some jurisdictions, even PayPal. Most of them are not available to United States players for the purposes of gaming transactions, by the way.

Wire Transfers

Wire transfers have long been an accepted method of getting funds into your casino account. They work rather easily, although in some cases there is a certain time barrier. All you're doing in this case is sending money from your bank account into an online casino. You are "wiring" it, in point of fact.

So what you would do is to either go into your bank and fill out the forms for a transfer, or do the transaction through the online banking apparatus with your financial institution. There is a tracking method available, and as soon as the online casino receives the funds, you are going to be "good to go," as they say.

Be cautioned about some of this, however. You may live in an area where the banks do not cooperate with these transactions because the jurisdiction may rule it unlawful. The most prominent and visible of these areas is the United States, and the reason for that is obvious, since the UIGEA prohibits banks from being involved in these transactions. Of course, some banks are more cooperative with that law than others.

Withdrawals can be executed through wire transfers too. In fact, if you deposited that way, you almost certainly get it back that way. And when you get a transfer from an online casino, it is usually re-routed to the extent where it is hard to trace its origin back to the gaming establishment.


When the subject of checks are discussed for the purposes of online gaming transactions, the accepted method of doing this is to write out not a paper check, but an electronic check, which is also known as an "e-Check." This is a very quick, easy and effective method of getting your funds into a real money casino account.

When you write an e-Check it is just like writing a regular bank check, in the respect that all the information you're going to put on it is the same, with the exception of the signature, which has to be "virtual." But you are authorizing a transaction in which the money will simply be taken out of your bank account. The only drawback is that some people might have security concerns with a casino having access to their banking details.

When you write the e-Check, the money will eventually go to the casino and into the account you are opening up, after what may be a short lag time caused by the actual transfer of funds. However, since there is an approval right after you write the e-Check, the casino knows it's going to get its money. If you have a bank account, you can open up an account to play at an online casino.

The Best Online Casinos

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